As Low As 4% Interest

“It is the quality of lending over the quantity of lending”

Lewis Thompson, Former President of the World Bank

Loan Amount
Loan Type

Quick & Easy Loan Approvals

50,000 Customers Satisfied

No Prepayment or
Hidden Fees

Low Interest Rate

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Whatever You Need? We Are Here To Help


Why People Choose Us

We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.

Fast Approval

Normally we process all loans within 24 hours.

Low Interest Rate

We always guarantee the lowest interest rate in the market.


We maintain high transparency with no hidden cost.

Free Financial Consultancy

We are always open to give you advice on any financial situation.

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Simple Loan Process

We meet your quick cash needs with our licensed and reliable money lending services

Choose Loan Amount

Choose your loan amount and terms to use loan

Provide Document

Provide basic documents for identification and verification

Approved Loan

Our loan specialist asks a few questions and verify documents

Get Your Money

Obtain cash credit amount once loan is approved

We understand that life can throw emergency situations at you, when least expected. Our business thrives upon lending a helping hand and making sure that you are cushioned from all sorts of financial crisis – we provide legal and fast loans at the lowest interest rates in Singapore, be it for personal, foreigner or payday loans.

We pride ourselves in giving you timely and adequate information and advice based on your personal needs. You will know exactly how much you are borrowing, the maximum fees you can be charged and the total payments that has to be made.

Our business thrives upon making sure that you stay safe from all sorts of fiscal crisis. We understand that life can throw some emergency situations at you, when least expected. And, when stuck in such crisis situation, we can be your helping hand.

Our transparency in service has managed to fetch us an unparalleled status of being a highly dependable and reliable licensed money lending firm in Singapore. We at Golden Credit strive to deliver personalized solutions by listening to your unique needs, and at the same time assuring maximum confidentiality.


“Very convenient location for me despite many different Moneylenders outlet same area. I always come to Golden Credit as I feel comfortable with loan officer.”

Mrs Lim / Teck Whye,


“Their staff listens patiently and gives good interest rate with no long wait and hassle free. I feel at ease that I am taking a loan with approved moneylender.”

Mr. Tan / Jurong,


“Thank you for helping when I need the instant cash for rolling over to the next month. Thank you for lending. Appreciated.”

Marissa T. /Tanjong Pagar,


“Good in explaining the terms, rates and contract. They are very transparent and interest is very low. For lender that are worried, go to Golden Credit if you need quick assessment.”

Kenneth Low/Potong Pasir,


“We were looking for the fast cash urgently to settle our business. The banks’ process takes a few days and the interest rates are quite expensive. My friend introduce me to Golden Credit service and everything is just nice. My loan got approved instantly at a very competitive rate. I would definitely recommend Golden Credit to anyone who needs fast cash.”

Henry Tan,



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