Most homeowners who have recently moved into their first house are likely to be thrilled to modify the space to reflect their preferred style and feel. Even if the renovations are not extravagant, fundamental improvements must be made before a house can be lived in. These improvements include the installation of electrical outlets, the installation of bathroom heaters, and essential paintwork.
A quick online search will reveal that the latest average spending on renovations for a new BTO property will cost at least a sizeable sum between $40,000 and $60,000 for an HDB resale flat. You cannot use your CPF for home improvements, in contrast to the down payment you made on your house. As a result, the majority of homeowners will have to make do with the minimal necessities or limit themselves in all aspects to reduce their expenses. If you have done the calculations and determined that there is no way you will be able to save up that amount by the time you get the keys to your new home, then one option available to you is to provide a renovation loan in Singapore to pay for the renovations. Contact Golden Credit so that we may discuss the ways in which we can assist you in constructing the house of your dreams.
When renovating your home or property in Singapore, Golden Credit is here to help with our renovation loan services. As a trusted money lender in Singapore, we offer personalized solutions to suit your needs. Whether you’re a resident or a foreigner, our licensed money lenders provide competitive rates and flexible terms for personal loans in Singapore. With our expertise and experience, we strive to be the best choice among money lenders in Singapore. We have suitable options for your renovation project, from debt consolidation to short-term loans. Contact us today to discuss your renovation loan requirements with our friendly team of experts.
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You are aged between 21 years of age and 65 years of age
Your earn a minimum yearly income of S$20,000 or more.
Have your ID Card on hand
You are a Singaporean Citizen or Permanent Resident
Your home is your sanctuary, and it’s ideal to have it decorated the way you will be most comfortable – without having to compromise its looks. However, even the basic house improvements could cost you a huge sum of money. Think about the bare minimum, such as basic paint jobs, installing bathroom heaters, and installing electrical endpoints.
Instead of waiting to save up for your house renovation budget, the solution is to apply for a renovation loan at Golden Credit. Over the years, we’ve helped several homeowners transform their plain houses into lovely homes.
Here at Golden Credit, one of our objectives is to help as many people as possible with their home improvement needs. Thus, we offer low interest loan packages suited for your financial capacity. Our team will evaluate what you need, thereby offering personalized packages.
We value transparency and credibility. That’s why our lending experts will walk you through the agreement before signing. It’s important for us that you understand every part of the contract so you can manage expectations and your finances.
You cannot use your CPF for home improvements, and the best option is to find a reputable money lending company such as Golden Credit. We have a streamlined and straightforward application process to provide you the needed amount in the fastest possible time.
Getting your home renovated is an exciting yet financially challenging journey. Let Golden Credit help you with our renovation loan packages.