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Renovation Loans

For new home dwellers, most home owners will be excited to renovate to their preferred favourite feel and look. Even without the extravagance, basic renovations are still necessary for a home to be habitable, such as installing electrical end points, installing bathroom heaters and basic paint work.

A quick search on the internet to the latest average spending on renovations for a new BTO flat will cost at least a substantial sum $40,000 to $60,000 for HDB resale flat. Unlike the down payment for your home, you cannot use your CPF for your renovations. Hence most home owner will have do with bare minimum or restrict themselves with all areas in cutting cost. If you’ve done the maths and cannot see yourself realistically saving up that sum by the time you collect your keys, then one option is to take up a renovation loan. Approach Golden Credit to find out how we are able to lend you a hand in building your ideal home.

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Why engage us for Renovation Loans?

▪ Simple Loan process, and easy to understand repayment scheme

▪ Takes less than 60 seconds to apply using our smart form

▪ Quick instant cash to help you till your next paycheck arrives

▪ We welcome all borrowers, no unfair treatments!

▪ Quick Loan Approval means you save precious time

▪ 100% transparent, no fancy clauses

Am I eligible?

You are aged between 21 years of age and 65 years of age

Have your ID Card on hand

Your earn a minimum yearly income of S$20,000 or more.

You are a Singaporean Citizen or Permanent Resident

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